Loan Programs
Conventional Loans
Flexible terms and no upfront mortgage insurance for strong buyers.
Buyers with solid credit who want flexible terms and to drop PMI at 20% equity.
5.0 · 37 reviews · NMLS #76185
Why choose a conventional loan?
- ✦As little as 3% down (HomeReady / Home Possible)
- ✦PMI automatically drops at 20% equity — unlike FHA
- ✦Fixed or adjustable-rate options
Conventional Loans by city
Local loan limits and real market data for your area.
Conventional Loans FAQ
- Conventional vs. FHA — which is better?
- It comes down to credit, down payment, and how long you'll keep PMI. I'll compare the true lifetime cost of both for your scenario.
What clients say
“Jodie has been amazing! She has gone above and beyond her job title. She will lay it out as simple as you need it and walk you through every step. She is who I would recommend to ANYONE trying to buy a house!”
“Unparalleled experience! Barber's blend of professional expertise and personal attentiveness is a rare combination in today's service industries. I recommend her with a five-star rating.”
“She is patient, attentive to your wants and needs, transparent, and understanding. She advocates for her clients to ensure they get the best — Jodie made the homeownership process run smoothly for me.”
Let's get you home.
Straight answers, no pressure — from someone who's done this for 30 years.
5.0 from 37 clients
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