Terms & Conditions

Informational purposes only

The content on this website is provided for general informational purposes and does not constitute financial, legal, or tax advice. It is not an offer to enter into an agreement and not a commitment to make a loan. Any loan approval is subject to a complete application, underwriting review, and program eligibility.

This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Licensing

Jodie Barber is a licensed mortgage originator, NMLS #76185, sponsored by NEXA Mortgage, LLC, NMLS #1660690, and licensed in Arizona, California, Florida, Idaho, New Mexico, Oregon, Tennessee, Texas, Virginia, and Washington. You may verify licensing at NMLS Consumer Access.

Rates & programs

Interest rates, loan programs, and terms referenced on this site are illustrative, are subject to change without notice, and are not guaranteed. Your actual rate and terms depend on your credit, the property, market conditions, and current underwriting guidelines. Not all products are available in all states or for all loan amounts.

Calculators & estimates

Any calculators or estimates on this site are for educational purposes only. They provide approximate figures based on the information you enter and do not represent an offer, pre-approval, or guarantee of any specific loan terms.

Intellectual property

The content, design, and branding on this website are owned by us or our licensors and are protected by applicable intellectual-property laws. You may not reproduce, distribute, or create derivative works without our permission.

Third-party links & tools

This site links to third-party services, including the secure loan-application portal provided through NEXA Mortgage, LLC. Your use of those services is governed by their own terms and privacy policies, and we are not responsible for third-party content or availability.

Your responsibilities

• Provide accurate and truthful information when you contact us or apply;
• Use the website only for lawful purposes;
• Not attempt to disrupt, misuse, or gain unauthorized access to the site.

No warranties

This website is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, availability, or fitness for a particular purpose, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or any information on it.

Governing law

These Terms are governed by the laws of the State of Arizona, where NEXA Mortgage, LLC is organized, without regard to conflict-of-law principles.

Equal Housing

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Changes

We may update these Terms from time to time. Changes are effective when posted, with the “Last updated” date revised above.

Contact us

Phone: (425) 830-2240 · Email: jbarber@nexamortgage.com