Loan Programs
USDA Rural Loans
$0 down for homes in eligible rural and small-town areas.
Low-to-moderate-income buyers purchasing in a USDA-eligible area (more places qualify than you'd think).
5.0 · 41 reviews · NMLS #76185
Why choose a USDA loan?
- ✦$0 down payment
- ✦Below-market guarantee fees vs. typical mortgage insurance
- ✦Generous rural eligibility — many suburbs and small towns qualify
USDA Rural Loans by city
Local loan limits and real market data for your area.
USDA Rural Loans FAQ
- Is my area USDA-eligible?
- Many small towns and outer suburbs qualify. Send me the address and I'll check the USDA map and 2026 income limits for you.
What clients say
“Jodie has been amazing! She has gone above and beyond her job title. She will lay it out as simple as you need it and walk you through every step. She is who I would recommend to ANYONE trying to buy a house!”
“Unparalleled experience! Barber's blend of professional expertise and personal attentiveness is a rare combination in today's service industries. I recommend her with a five-star rating.”
“She is patient, attentive to your wants and needs, transparent, and understanding. She advocates for her clients to ensure they get the best — Jodie made the homeownership process run smoothly for me.”
Let's get you home.
Straight answers, no pressure — from someone who's done this for 30 years.
5.0 from 41 clients
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