Jumbo Loans in Arlington, VA
Financing above the conforming limit for higher-priced homes.
Work directly with Jodie Barber, a mortgage broker with 30 years of experience serving Arlington and all of Arlington County County.
Arlington at a glance
Pentagon/JBM-HH backyard — dense senior-officer and DoD-professional VA and VA-jumbo demand. Highest-priced VA metro (~$835K) at the $1,249,125 high-cost ceiling; above that, VA-jumbo. Position for high-balance VA, VA-jumbo, and professional relocation.
Serving Arlington neighborhoods including Clarendon, Ballston, Rosslyn, Shirlington, Crystal City/National Landing, Cherrydale.
Why a jumbo loan in Arlington?
Buyers in higher-cost markets purchasing above the 2026 conforming/high-cost limit.
- ✦Loan amounts above the conforming limit
- ✦Competitive jumbo rates and terms
- ✦Options for strong-credit, higher-reserve borrowers
Virginia Housing Down Payment Assistance (DPA) Grant — 2% of purchase price (with a Virginia Housing Conventional first mortgage) or 2.5% (with a Virginia Housing FHA first mortgage). Qualified first-time homebuyer (no ownership in past 3 years) OR repeat buyer purchasing in an Area of Economic Opportunity; must use an eligible Virginia Housing bond first mortgage (Conventional or FHA); household income within Virginia Housing DPA income limits; within sales-price/loan limits; minimum 600 credit score; borrower brings at least 1% of purchase price from own funds/eligible gift. Cannot be combined with the Plus Second Mortgage or Closing Cost Assistance Grant.
Jumbo Loans FAQ
- When do I need a jumbo loan?
- When your loan amount exceeds your county's 2026 conforming limit. I'll tell you the exact threshold for your area and whether a jumbo is needed.
“Homeownership is a partnership.” Let's talk about your jumbo loan in Arlington. No pressure — just straight answers from someone who's done this for 30 years.