Jumbo Loans in Bellevue, WA
Financing above the conforming limit for higher-priced homes.
Work directly with Jodie Barber, a mortgage broker with 30 years of experience serving Bellevue and all of King County.
Bellevue at a glance
Eastside tech-wealth market; median ~$1.5M (down double digits YoY off a very high base). Almost entirely a jumbo/conventional market - well above the $1,063,750 limit. Self-employed/RSU-income borrowers are a natural niche.
Serving Bellevue neighborhoods including Downtown Bellevue, Somerset, Bridle Trails, Newport, Crossroads, West Bellevue.
Why a jumbo loan in Bellevue?
Buyers in higher-cost markets purchasing above the 2026 conforming/high-cost limit.
- ✦Loan amounts above the conforming limit
- ✦Competitive jumbo rates and terms
- ✦Options for strong-credit, higher-reserve borrowers
WSHFC Home Advantage (DPA) — Up to 5% of the first-mortgage amount. Pair with a Home Advantage first mortgage; ~620 min FICO; homebuyer education required; not limited to first-time buyers; income limits up to $180,000 in King/Pierce/Snohomish (lower in other counties). A needs-based option offers up to $10,000 at 1% interest, deferred 30 years.
Jumbo Loans FAQ
- When do I need a jumbo loan?
- When your loan amount exceeds your county's 2026 conforming limit. I'll tell you the exact threshold for your area and whether a jumbo is needed.
“Homeownership is a partnership.” Let's talk about your jumbo loan in Bellevue. No pressure — just straight answers from someone who's done this for 30 years.